Financial Advisor Oxfordshire
Patronus is a leading financial advisor with offices near Oxford and in London. Spear's Magazine 'Top 10 Wealth Managers in the UK’ (James Barton).
A Leading Financial Advisor near Oxford
Patronus was founded in 2015 on the realisation that large financial advice companies are often sub-optimal for clients.
Patronus is an increasingly rare example of a genuinely independent, unconflicted, staff owned financial advisor in Oxfordshire.
Our clients benefit from our team’s experience working for large banks, hedge funds and investment firms but prefer a more intimate, friendly and client focused boutique financial advice firm.
We prefer to stay small, independent and optimal for a limited number of clients.
What we do
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We structure our client’s investment portfolios as tax efficiently as possible.
We monitor changes in government legislation to make sure that our clients remain as tax efficient as possible and give ongoing advice on this.
We do not charge initial fees for financial advice.
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A changing investment environment requires adaptation, innovation, and focus. As a boutique wealth management firm, we are able to offer a flexible investment style, in order to capitalise on the ever changing macroeconomic environment.
We can actively position portfolios, whatever the evolving investment landscape, and, as we are an independent boutique wealth management firm, we are entirely free to invest in an unconflicted way, with no “in-house” products. You can read some of our latest research here.
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Some of our clients also use our execution only trading and custody service, enabling them to have all of their investments under one roof.
Our traders work on behalf of various, hedge funds and family offices. Our private clients are able to benefit from institutional quality trading, settlement and custody.
“We are all escapees from large firms and feel that clients no longer want the bland industry stereotype but prefer a smaller firm whose interests are aligned with theirs. The industry is ever- homogenising and unfortunately seems to focus more on shareholders than on clients"
— James Barton, Spear’s magazine.
The Unspoken Truth…
is that large financial advisory firms are often sub-optimal for their clients.
As an independent financial advisor near Oxford we are not constrained by being tied to our own in-house funds, looking after too many clients and nor are we under relentless shareholder pressure for revenue growth – all of which are detrimental to clients.
Our clients receive truly independent advice in an unconflicted unbiased way, with no “in-house” products.
We invest only what we believe to be best in class in order to deliver the best outcome for our clients.
"Patronus’ from the original Latin, is a person who stood as a protector to another, who was called his ‘client’. It struck a chord with us.”
— Paul Kavanagh, Director
Why invest with an independent financial advisor near Oxford?
Independence
We are employee owned with no shareholder pressure to deliver ever increasing revenue targets, which are often to the detriment of the client.
Freedom
We are not constrained or conflicted by the issues many financial advice firms face such as being tied to their own ’in-house’ funds and static portfolios. We are free to invest in what we believe will give the best outcome.
Performance
Whilst we cannot guarantee that past performance will be repeated, since inception, our portfolios have performed better than the industry benchmark.
Experience
Most members of our team have over 20 years’ experience looking after the investments for private clients and working in senior positions of larger firms.
Close Relationships
We deliberately have fewer clients so that they can benefit from an intimate relationship with the firm and have direct access to our whole team in Oxford and London.
Fees
We do not charge initial fees for our advice just a clear annual fee, only payable once you start to invest with us.
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Paul Kavanagh
Director
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Jeremy Steinson
Director
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S-J Kavanagh
Operations
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James Barton
Investment Director
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John Prior
CIO
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Kareem Khouri
COO
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Dan Dowding
Head of Wealth Management
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Arrange A Call
Pick a convenient time to speak to one of our team.
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Book Free Consultation
Arrange a time to receive a free consultation.
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Email Us
Get in touch to ask us any questions.
“One of the top 10 Wealth Managers in the UK. Barton is a dichotomy... An affable bonhomie, but with a sharp, disruptive, forward-thinking mind. His preference for questioning the rules, combined with his friendly nature, is why clients seek his insightful advice and why he is regarded as one of the top practitioners in the industry"
— James Barton Investment Director Review in Spear’s
London
68 King William Street, London. EC4N 7HR
Oxfordshire/Berks
1650 Arlington Business Park, Waterside Drive. RG7 4SA
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Navigating the Financial Landscape of Oxford and Oxfordshire: Finding Your Guide to Success
Oxford and Oxfordshire, with their rich tapestry of history, vibrant academic scene, and picturesque countryside, offer a captivating place to call home. Yet, amidst the bustling streets and quaint villages, many residents grapple with navigating their financial goals. Whether you're a student planning for your future, a young professional building a career, or a family managing their assets, finding the right financial advisor in Oxford and Oxfordshire can be the key to unlocking financial security and peace of mind.
Why Seek a Financial Advisor in Oxford and Oxfordshire?
Expert Guidance: Financial advisors possess in-depth knowledge of complex financial products, markets, and regulations. They can translate financial jargon into actionable plans, empowering you to make informed decisions aligned with your unique circumstances and goals.
Holistic Approach: A good advisor recognizes your financial fingerprint – your risk tolerance, income trajectory, and aspirations. They'll craft personalized strategies, be it saving for your dream home in the Cotswolds, planning for retirement in a cozy Oxford lane, or protecting your loved ones' future amidst the region's dynamic landscape.
Stress-Free Management: Managing investments, insurance, and taxes can be time-consuming and stressful. A financial advisor takes the helm, freeing you to focus on what matters most, while ensuring your financial health thrives.
Types of Financial Advisors in Oxford and Oxfordshire:
Independent Financial Advisors (IFAs): Champions of unbiased advice, IFAs prioritize your best interests, offering solutions from a broad spectrum of providers. They are your trusted ally on the financial journey.
Restricted Financial Advisors (RFAs): Specializing in specific products or services, like mortgages or investments from a particular provider, RFAs offer in-depth expertise within their chosen field.
Wealth Managers: Catering to high-net-worth individuals, wealth managers provide comprehensive financial planning services, often addressing complex investment strategies and estate planning.
Finding the Right Financial Advisor in Oxford and Oxfordshire:
Recommendations: Network with friends, family, or your accountant for trusted referrals. Their personal experiences can offer valuable insights.
Online Directories: Utilize reputable platforms like Unbiased or Vouched to compare advisors based on qualifications, services, and client reviews.
Initial Consultations: Meet with several advisors to assess their approach, communication style, and fees. Choose someone you feel comfortable trusting and whose vision aligns with your goals.
Why Choose Patronus as Your Financial Advisor in Oxford or Oxfordshire?
Patronus stands out as a beacon of ethical, personalized financial guidance in Oxford and Oxfordshire. We embody the qualities of our namesake, the guardian spirit, fiercely guiding you through life's financial crossroads. Here's what sets us apart:
Independent & Unbiased: We are your independent allies, prioritizing your best interests above all else. You get solutions curated from the entire market, not limited to specific providers.
Holistic Approach: We go beyond numbers, understanding your values, aspirations, and risk tolerance. Our plans are bespoke masterpieces, reflecting your unique financial fingerprint.
Transparency & Communication: We believe in open dialogue, keeping you informed at every step. You'll always be in the loop, making informed decisions with confidence.
Long-Term Partnership: We're not here for a quick transaction but a lasting relationship. As your financial landscape evolves, so will your plan, with us by your side.
Long-Term Financial Advice in Oxford/Oxfordshire:
Regular Reviews: Life circumstances change, and so should your financial plan. Regular reviews ensure your strategy stays on track, adapting to new opportunities and challenges.
Open Communication: Don't hesitate to ask questions or express concerns. Your advisor is your financial confidante, and open dialogue is key to a thriving plan.
Continuous Learning: The financial landscape is dynamic. Embrace educational resources and workshops offered by Patronus or community organizations to stay informed and empowered.
Oxford/Oxfordshire: A Community Committed to Financial Wellbeing:
Beyond its academic prestige and historical charm, Oxford/Oxfordshire boasts a community dedicated to financial well-being. Initiatives like the Oxford Credit Union and the Oxfordshire County Council's Financial Inclusion Strategy provide tools and support for residents at all stages of their financial journey.
High Authority Resources:
Financial Conduct Authority (FCA):
About Patronus Financial Planning:
Patronus is your trusted financial guardian in Oxford/Oxfordshire. We offer unbiased, personalized advice, crafting bespoke plans to
Unveiling Oxford and Oxfordshire: A Tapestry of History, Academic Spirit, and Natural Charm
Oxford and Oxfordshire, nestled in the heart of England, offer a captivating tapestry of experiences. From the world-renowned university city of Oxford, pulsating with intellectual vibrancy, to the rolling hills and quaint villages of Oxfordshire, steeped in history and rural charm, there's something for everyone.
A Walk Through Time in Oxford:
University of Oxford: No visit to Oxford is complete without exploring the hallowed halls of its university colleges. Wander through the ancient quads, peek into the Bodleian Library, and soak in the atmosphere of centuries of learning. University of Oxford website:
Christ Church Cathedral: Witness the architectural marvel of Christ Church Cathedral, a masterpiece of Gothic architecture with its soaring spire and stained glass windows. Christ Church Cathedral website
Ashmolean Museum: Delve into the rich history and diverse collections of the Ashmolean Museum, housing everything from Egyptian mummies to archaeological treasures. Ashmolean Museum website:
Oxfordshire's Enchanting Landscapes:
The Cotswolds: Embark on a scenic drive through the Cotswolds, an Area of Outstanding Natural Beauty, dotted with charming villages, honey-colored stone cottages, and rolling hills. Cotswolds National Park website
Blenheim Palace: Explore the grandeur of Blenheim Palace, a UNESCO World Heritage Site and the ancestral home of the Duke of Marlborough. Wander through the State Rooms, admire the landscaped gardens, and discover the rich history of this magnificent palace. Blenheim Palace website:
River Thames: Enjoy a leisurely punting trip along the River Thames, offering a unique perspective of Oxford's colleges and the serene Oxfordshire countryside. Oxford Punting Company website
Local Markets & Pubs: Immerse yourself in the local culture by exploring the vibrant markets of Oxford and Oxfordshire, where you can find fresh produce, handcrafted goods, and friendly faces. Settle in for a pint in a traditional pub, enjoying the warm atmosphere and lively conversation.
Independent Shops & Cafes: Wander down the cobbled streets and discover hidden gems – independent shops brimming with unique finds and cozy cafes serving up delicious local treats.
Festivals & Events: Throughout the year, Oxford and Oxfordshire come alive with a diverse range of festivals and events, celebrating everything from music and theatre to food and literature. Visit Oxfordshire website
High Authority Resources:
Oxford and Oxfordshire offer a unique blend of academic prestige, historical charm, and natural beauty. Whether you're seeking intellectual stimulation, countryside escape, or a taste of local life, this enchanting region has something to captivate you. So, pack your curiosity, lace up your walking shoes, and prepare to be unveiled by the magic of Oxford and Oxfordshire.
Useful Resources for people needing Financial Advice:
Investopedia - Financial Advisor:
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Barron's Advisor Directory:
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MoneyHelper - Choosing a Financial Advisor:
Empowered Choices, Brighter Horizons: Finding a Financial Advisor: Unravel the mystery of financial advisors with MoneyHelper's straightforward guide. This trusted resource cuts through the complexities, explaining different advisor types, fees, and regulations in clear, easy-to-understand language. Make informed decisions, take control of your finances, and build a secure future for yourself and your loved ones with MoneyHelper's expert support:
Kitces.com - Independent Financial Advisor Fees:
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MoneySavingExpert - Best Financial Advisors:
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Gov.uk - Choosing a Financial Advisor:
Navigating the Maze, Finding the Right Financial Guide: Seeking reliable information on choosing a financial advisor? The UK government's official website provides clear, impartial guidance. Understand the different types of advisors, learn about regulatory requirements, and find essential resources to make informed decisions about your financial future with confidence:
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Forbes UK - How to Choose a Financial Advisor:
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FT Adviser:
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The Personal Finance Society - Find an Adviser:
Professional Expertise, Ethical Guidance: Seeking a financial advisor committed to ethical practices and professional excellence? Look no further than the Personal Finance Society's curated directory. Connect with experienced professionals adhering to the highest standards, access valuable member resources, and find the perfect partner to help you achieve your financial goals with confidence:
Investopedia - Financial Advisor (Glossary):
Decipher the Financial Advisor Jargon: Feeling lost in the alphabet soup of financial terms? Investopedia's comprehensive glossary defines "financial advisor" and related terms, ensuring you navigate the world of finance with clarity and confidence:
en.wikipedia.org/wiki/Financial_adviser:
Demystifying the Financial Advisor Landscape: Dive deep into the world of financial advisors with Wikipedia's comprehensive entry. Explore different types of advisors, understand their roles and responsibilities, and uncover valuable insights to inform your search for the right financial guidance.
Uncover Expert Financial Advice in The Guardian: Seeking financial guidance with a journalistic edge? The Guardian's dedicated section on financial advisors features insightful articles, expert commentary, and thought-provoking analyses to empower your financial decisions:
Financial Wellbeing for Medical Professionals: Designed specifically for those in the medical field, medicsmoney.co.uk offers expert financial advice tailored to your unique needs and challenges. Connect with a medical financial advisor who understands your career trajectory and can help you achieve financial security:
Navigate the Financial Maze with Bankrate: Unravel the complexities of choosing a financial advisor with Bankrate's practical guide. Learn key questions to ask, compare fee structures, and discover valuable resources to find the perfect financial partner for your unique goals.
Do You Need a Financial Advisor? MoneyHelper Has the Answer: Unsure if seeking financial advice is the right move for you? MoneyHelper's insightful guide helps you assess your situation, understand the benefits of working with an advisor, and make an informed decision about your financial future.
Unlock the Expertise of Top Wealth Advisors: Seek guidance from the best in the business with Barron's prestigious list of top private wealth advisors. Discover industry leaders, explore their specialized skills, and find the ideal advisor to manage your significant assets and secure your financial future.
Join the Financial Elite: Explore FT Adviser's Top 100 Advisors: Elevate your financial journey with guidance from the best of the best. FT Adviser's prestigious list showcases the top 100 financial advisors in the UK, recognized for their exceptional expertise, impeccable track record, and unwavering commitment to client success.
Financial Guidance at Your Fingertips: Access Expert Advice from Citizens Advice: Feeling overwhelmed by debt or struggling to manage your finances? Citizens Advice's friendly and accessible guide connects you with free, impartial financial advice to help you regain control and build a brighter financial future:
Demystifying the Cost of Financial Advice: Wondering how much financial guidance should cost? The Times Money Mentor tackles this crucial question, providing insights into different fee structures, exploring alternative resources, and empowering you to make informed choices about your financial future
Financial Confidence Starts Here: InvestSmart from the FCA: Empower your financial decisions with InvestSmart, a free resource from the Financial Conduct Authority (FCA). Learn about different investment types, understand potential risks, and make informed choices about your money with confidence.
Independent Advisor Directories:
MoneySavingExpert: Offers resources and advice on finding an advisor, alongside their own directory.
Personal Finance Society: - Includes both independent and restricted advisors, searchable by location and specialisms.
Government and Regulatory Bodies:
Media and News Websites:
Financial Advice Websites:
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